Health Insurance Benefits

What are the benefits of MIATC member health insurance and associated benefits? 

FOR EMPLOYERS

  • Attracting Talent
    • Health insurance is one of the most sought-after benefits. Offering it makes your organization more competitive when recruiting skilled employees.
  • Employee Retention
    • Providing coverage helps reduce turnover, as employees are less likely to leave for an employer who offers better benefits.
  • Improved Productivity
    • Healthy employees are more productive. When workers have access to preventive care and treatment, they miss fewer days due to illness.
  • Tax Advantages
    • Employers often receive tax deductions for providing health insurance, and contributions may be exempt from payroll taxes.
  • Positive Workplace Culture
    • Offering benefits signals that the employer values and invests in employee well-being, boosting morale and loyalty.

FOR EMPLOYEES

  • Access to Care
    • Employees and their families can afford preventive and ongoing medical care, reducing the risk of untreated conditions.
  • Financial Security
    • Insurance helps protect employees from high out-of-pocket medical expenses, offering peace of mind.
  • Improved Health Outcomes
    • Regular check-ups, screenings, and preventive care lead to better overall health and fewer emergencies.
  • Lower Stress
    • Knowing they have coverage reduces anxiety about unexpected medical costs, allowing employees to focus more on their work.

FOR BOTH EMPLOYER & EMPLOYEES

  • Reduced Absenteeism: Healthy employees miss fewer workdays.

  • Higher Engagement: Employees feel valued and cared for, leading to stronger commitment.

  • Long-Term Cost Savings: Preventive care reduces expensive medical emergencies, saving money for both sides.

 

Our members have found a tremendous resource for health insurance and benefits through an established agency and underwriter. Please contact exec@miatc.org for more information and an introduction.